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Banking-as-a-service platform

Digital Banking for Everyone

Melon is a full-service digital bank with products and services for individuals, small and medium-sized businesses, and corporations.

More than 80+ companies trust us nationwide

brands using melon
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Products

Our Solution For Your Embedded Financial Needs

We offer a banking as a service product that helps connect financial institutions to the payment infrastructure of financial services.

funds transfer api

Banking as a Service

Funds Transfer API

Melon electronic money institution provides functions to transfer money between your accounts to third parties accounts within or outside the bank. Here are some benefits:

  • Instantaneous and seamless payment operations.
  • Instantaneous and seamless payment operations.
  • Safety of transactions as a result of regulatory standards
  • Risk management

Banking as a Service

Virtual Account

Create virtual accounts and have access anywhere and anytime, make payments, and manage financial transactions, just like any traditional bank account. Here are some benefits:

  • Cost effective, no maintenance or transaction fees
  • Easy access to your cards and finances anytime, anywhere.
  • Transparency in transactions and all your financial data
virtual account

Melon Business

The All-in-One POS Banking Solution

We offer a banking as a service product that helps connect financial institutions to the payment infrastructure of financial services.

all in one pos
Improved efficiency

Improved Efficiency

POS devices can assist businesses in streamlining their sales and payment processes, thereby decreasing wait times and increasing customer satisfaction.

ehanced accuracy

Enhanced Accuracy

With POS devices, businesses can ensure that all transactions are accurately recorded and tracked, making inventory management and sales trend tracking easier.

Better customer experience

Better Customer Experience

POS devices can help businesses improve the customer experience by making payments more convenient and efficient.

Benefits

Why You Should Work With Us.

We offer a banking as a service product that helps connect financial institutions to the payment infrastructure of financial services.

throphy for speed nd efficiency

Speed and Flexibility

We provide our users with special features and conditions that work. Utilize Melon's adaptable API to personalize the experience.

plane for increased customer loyalty

Increased Customer Loyalty

Increase customer loyalty by integrating financial services into your product while using our services.

house for authorized bank

Fully Authorized Bank

POS devices can help businesses improve the customer experience by making payments more convenient and efficient.

why work with us
mobile melon benefit image for what we have to offer

Benefits

Melon App

Melon app is a digital banking platform that leverages on the MFB license to provide financial services and solutions that banks typically provide to individuals.

pay bills

Pay Bills

transfer funds

Transfer Funds

save money

Save Money

google play storeapp store
melon benefit funds

FAQs

Got Any Questions?
Let us help

We’re here to answer all your questions about Melon.

How does Melon Business work?
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Melon enables Nigerian entrepreneurs to get a better grip of their business finances by providing them with POS terminals that serve as a banking unit to receive payments via debit card and transfers. The POS terminal works like an android app that allows them to make savings, access loans and carry out other banking activities like bill payment.

Is it safe to use Melon?
plus icon in the faq for closed question.minus icon which indicates a question in faq has been opened.

Melon enables Nigerian entrepreneurs to get a better grip of their business finances by providing them with POS terminals that serve as a banking unit to receive payments via debit card and transfers. The POS terminal works like an android app that allows them to make savings, access loans and carry out other banking activities like bill payment.

Can I track my transactions?
plus icon in the faq for closed question.minus icon which indicates a question in faq has been opened.

Melon enables Nigerian entrepreneurs to get a better grip of their business finances by providing them with POS terminals that serve as a banking unit to receive payments via debit card and transfers. The POS terminal works like an android app that allows them to make savings, access loans and carry out other banking activities like bill payment.

Are there hidden fees on Melon?
plus icon in the faq for closed question.minus icon which indicates a question in faq has been opened.

Melon enables Nigerian entrepreneurs to get a better grip of their business finances by providing them with POS terminals that serve as a banking unit to receive payments via debit card and transfers. The POS terminal works like an android app that allows them to make savings, access loans and carry out other banking activities like bill payment.

How do they get those boats in glass bottles?
plus icon in the faq for closed question.minus icon which indicates a question in faq has been opened.

Melon enables Nigerian entrepreneurs to get a better grip of their business finances by providing them with POS terminals that serve as a banking unit to receive payments via debit card and transfers. The POS terminal works like an android app that allows them to make savings, access loans and carry out other banking activities like bill payment..